Wood & Associates: Attorneys At Law

What debts will I still owe after my Chapter 7 bankruptcy?

In plain terms, Bankruptcy is the process to help individuals in financial crisis get back to sound footing by (getting rid) of debt without paying for it. It’s a safety net for individuals and families to be financially sound and have a chance to secure a sound financial future and eventual retirement.

But, not all debts will be automatically forgiven through a Chapter 7 bankruptcy. Here is a list of the debts that you will still have to pay:

  • Child Support and Alimony
  • ­Tax Debt
  • Costs, fines, and restitution for breaking the law
  • Student Loans
  • Injuries you caused while drunk driving or driving under influence of illegal drugs
  • Marital debts that are not considered support*
  • Court fees*
  • Loans on your retirement plan*
  • Debts not discharged in previous bankruptcy order*

The italicized debts above start as non-dischargeable.

*These debts may be dischargeable under a Chapter 13 Bankruptcy but are not dischargeable in a Chapter 7 bankruptcy.

New Office Opens 11/1/23

Our Battle Creek Office is on the Move!

We're still here to serve you while transitioning to our new and improved location. After November 1st, you can find us at:
2943 W Dickman Road
Battle Creek, MI 49037

Until then (before November 1st), you can find us at our temporary satellite office located on the lower level of Cherry Pointe Suites located at:

71 S. 20th St., Suite 102
Battle Creek, MI 49015

Don't worry; our Lansing location isn't going anywhere and continues to operate as usual.